RESIDENTIAL PROPERTY

Buying or Selling Your Property



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Buying a home can be one of the most stressful times in your life but it doesn’t have to be when you use Bright Solicitors.
SPECIALISTS IN

Residential Conveyancing

Our Residential Department has a range of diverse skill sets to deal with all aspects of Residential Property. Our professional team can help you with:

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DEDICATED TEAM WITH A

Proven Track Record

Our Residential Property team is one of the largest and most experienced in Devon. We all know that you want to move with the minimum amount of fuss and we are committed to providing a friendly, proactive and professional service to all of our clients. 


We are proud to have been awarded the Law Society’s Conveyancing Quality Scheme Accreditation, the recognised quality mark for legal experts that people can trust.


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BUYING or SELLING

a Property? 

We understand that buying or selling a home will be the biggest financial decision you are likely to make in your lifetime. When it comes to moving home, you need a conveyancer that you can trust from start to finish.


Our conveyancing calculator gives you the opportunity to get an estimate for your move without any commitment. We believe it is vital that you are able to plan your move as much as possible, ensuring there are no surprises along the way.


We also supply you with a Conveyancing Timeline. This provides you with key information relating to your property transaction.  


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EXPERT SUPPORT WITH

Remortgages

If you are remortgaging a property you own, your mortgage lender or mortgage advisor/broker will ask you to instruct a solicitor as the change of mortgage must be recorded at the Land Registry. 


We would check the deeds to your property and obtain redemption figures for any existing charges. We then draw down the new mortgage and pay off the old mortgage, and then register the change with the Land Registry. Some remortgages can be linked to transfers of equity and details of this are noted in the Transfer of Equity Section below. We can also redeem your Equity Mortgage with Target Help to Buy as part of your Remortgage process’


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HELP TO BUY

Repayment

If you have taken out a Help to Buy loan when you purchased your new build property from the Homes and Communities Agency (HCA), you may want to repay this loan at some point. If you want to repay your loan you will be asked by the HCA to instruct a solicitor to help you deal with the repayment and remove the debt from the property.


The important point to note is that this loan will be a percentage of the market value at the time you want to repay the loan and in order to calculate the figure, the HCA will insist on you instructing a RICS valuation. Click below to find out more.


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SUPPORTING YOU WITH

Transfer of Equity

A transfer of equity is the name for changing the names and ownership of a property. So this could be adding someone on to your property deeds, or taking someone off the property deeds.


Sometimes, if you have a mortgage or are transferring and a price is being paid for the transfer, Stamp Duty may be payable so it is important to check this point with your tax/financial advisor or visit the Inland Revenue website for guidance. For this service, you would need to contact us directly by telephone or email for a bespoke quote.


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UNLOCKING VALUE WITH

Equity Release 

Equity release is a the name for a type of mortgage that is available to those over 55. Once you have had advice on the suitability of equity release from your mortgage lender or mortgage advisor/broker you will be asked to instruct a solicitors.


We have been dealing with Equity Release transactions since 2006 and pride ourselves in providing an informative service that enables each client to make the right decision for them.  For this service, you would need to contact us directly by telephone or email for a bespoke quote.


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BUY TO LET &

Holiday Lets 

If you are buying a property to let then the buying process is similar to buying a normal property, but your mortgage finance would be a buy to let mortgage and we have to check the property can be used for the type of letting you want to use the property for.


The title deeds to a Property will generally allow for it to be let to one family under an Assured Shorthold Tenancy. However, when a property is to be let as a House in Multiple Occupation (HMO) or a holiday let, the title deeds will need to be reviewed as part of the conveyancing process to check that this has not been prohibited.

 
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BUYING A

Newly Built Home?

We have a dedicated New Homes team that specialises in buying brand-new properties from developers. Our new homes team understands the specific issues that come with buying new-build properties and have the necessary experience to ensure that deadlines set by the developers, usually 28 days, are met throughout the process.


We have established relationships and a proven track record with local and national developers and we offer a quick, efficient service for competitive, fixed pricing. 


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INTERESTED IN

Shared Ownership?

Shared Ownership Schemes can seem confusing, so it is important that you instruct a solicitor who has the specialist legal knowledge and experience of acting in Shared Ownership transactions. Our New Homes team can act for you if you are buying your first Shared Ownership property, or if you are selling or staircasing a Shared Ownership property that you already own.

If you would like a personalised quote for our fees, or to discuss your requirements, please contact a member of our Team.


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EXPERT SUPPORT WITH

Right to Buy

A Right to Buy purchase is a purchase of a property from the Local Authority. If you have rented your property from the Council/Local Authority they may offer you the property at a discounted rate and once the purchase price is agreed you will be asked to instruct a solicitor.


The property you are buying from the Council/Local Authority is likely to be part of a larger title of land and a new title will be created during the conveyancing process. For this service, you would need to contact us directly by telephone or email for a bespoke quote. 


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"Absolutely incredible service.

Julie Milton and her team did an incredible job on my extremely complex conveyancing."
FIND OUT MORE ABOUT

The Residential Property Team

Julie Milton
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Abagail Witts
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Adam Tozer
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Annabelle O’Higgins
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